Car Finance Explained
From credit scores to comparison rates, Kochie explains the basics of car finance
David Koch is here to make buying your next car much easier. In these short videos Kochie walks you through some general guidance on car finance to get you started.
What documents do I need to apply?
To apply for finance you have to provide certain information such as your ID and other financial details. Hereâ€™s what you'll need.
Comparison rate vs interest rate: what is the real cost of buying a car?
Learn about the difference between the interest rate and comparison rate, and why it's important.
What is my credit score and why does it matter?
You might have heard the term credit score. Kochie helps you understand it, how it's used, and what to do to make yours better.
How does my credit score affect the finance I can get?
Discover how Toyota uses your credit score to offer you a personalised rate.
What are the different types of car finance on offer?
Not all car loans are the same. Discover the advantages of secured and unsecured loans, as well as novated leases.
Which car finance option is right for me?
Choosing the right loan for you and your circumstances is an important decision. Kochie helps you weigh up your options.
What are my options for organising car finance?
From personal loans to dealership car financing, Kochie explains the options you can use.
Why should I consider Toyota Access?
When your loan ends, Toyota Access gives you the option to keep your car, return it to Toyota, or trade it in for something new.
We're here to help when you're ready
We've made the process of organising car finance easier with this checklist of documents you'll need when you get in touch.